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Initial disclosure document

The Financial Conduct Authority is the independent regulator of financial services. The Financial Conduct Authority require us to provide you with a document called an 'Initial Disclosure Document'. This document provides information about us, the products we offer, the services we will provide, what we charge for our services, who regulates us, what to do if you have a complaint and details about the Financial Services Compensation Scheme.

What services do we provide?

We will provide you with either comparable details of firms most appropriate to your lending or purchase requirements or general information relating to finance products. In assessing your requirements we may seek such information about your personal circumstances and objectives as might be relevant in order to enable us to identify your needs. It is important that you provide us with accurate and relevant information. You will not receive advice, or a recommendation from us, but we may ask questions to narrow down the selection of firms offered, from which you can more easily make your own choice if you so wish.

Whose products do we use?

As an Financial Conduct Authority regulated credit broker we can introduce you to a range of lenders who may be able to help you finance your vehicle and provide other products/services.

Do we charge for our services?

Yes, to cover costs incurred by Mad Sheep Leasing we normally charge an admin/processing fee of £300+VAT for arranging the deal (some deals may be £500+VAT), and for certain factory orders an additional vehicle holding deposit of £250+VAT may be required (refundable after delivery), which will be made clear before ordering. We normally expect this payment after ordering and before delivery of the vehicle, in one lump sum by debit/credit card or bank transfer.  As our admin/processing fee covers our costs of arranging the deal, this fee in non-refundable should you chose to cancel an order.

We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with us. These payments may be variable or pre-set dependent on the product and the volume that we place with the chosen supplier.

Who regulates us?

Mad Sheep Leasing is authorised and regulated by the Financial Conduct Authority. Our firms reference number is 661932. You can verify this on the Financial Conduct Authority's Register by visiting the Financial Conduct Authority's website: http://www.fca.org.uk/register/ or by contacting them on 0300 500 8082. Mad Sheep Leasing is a credit broker, not a lender.

Other services we offer are not regulated by the Financial Conduct Authority however the Financial Ombudsman Services has now been extended to handle some complaints under the Consumer Credit Act.

If you have a complaint

Please visit our complaints procedure page.

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